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Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (or FCRA) is a federal law passed in 1970 and is one of two laws that are the foundation of consumer rights in the United...

Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (or FCRA) is a federal law passed in 1970 and is one of two laws that are the foundation of consumer rights in the United...

Credit Report vs Credit Score

The simplified version is that your credit report represents your borrowing history and how you handled your credit accounts, while your credit score is the numerical value that is attached...

Credit Report vs Credit Score

The simplified version is that your credit report represents your borrowing history and how you handled your credit accounts, while your credit score is the numerical value that is attached...

Credit Score for a Home Loan

Getting a loan to buy a home is likely one of the biggest decisions you will ever make in your life. As it will have lasting consequences, the decision should...

Credit Score for a Home Loan

Getting a loan to buy a home is likely one of the biggest decisions you will ever make in your life. As it will have lasting consequences, the decision should...

3 Quick Credit Repair Strategies

3 Quick Credit Repair Strategies

The problem with credit scores is that they take a long time to improve, but are very easy to deteriorate. You may need a mix of different credit repair strategies...

3 Quick Credit Repair Strategies

The problem with credit scores is that they take a long time to improve, but are very easy to deteriorate. You may need a mix of different credit repair strategies...

What Is a Credit Specialist?

A credit specialist is any person whose job it is to analyze credit reports, give counsel on how to improve your credit score, initiate disputes, or deal with any number...

What Is a Credit Specialist?

A credit specialist is any person whose job it is to analyze credit reports, give counsel on how to improve your credit score, initiate disputes, or deal with any number...

Credit Score and Credit Limits

There’s been much debate about the relationship between the credit score and credit limits of your account. Naturally, consumers would love to know what their credit limits are going to...

Credit Score and Credit Limits

There’s been much debate about the relationship between the credit score and credit limits of your account. Naturally, consumers would love to know what their credit limits are going to...